Why Choose SBA Loans?
Government backing means better terms and lower risk for your business
Government Backing
Up to 90% government guarantee reduces lender risk, resulting in better terms and higher approval rates for qualified businesses.
Lower Interest Rates
Competitive rates typically 2-3% lower than conventional loans, saving thousands in interest over the loan term.
Longer Terms
Extended repayment periods up to 25 years for real estate and 10 years for equipment, keeping monthly payments manageable.
Popular SBA Loan Programs
Choose the right program for your business needs
SBA 7(a) Loans
- Up to $5 million in funding
- Working capital, equipment, real estate
- Variable and fixed rate options
- Most versatile SBA program
SBA 504 Loans
- Real estate and equipment financing
- 10% down payment options
- Fixed rates for long-term planning
- Up to $5.5 million in financing